Monday, November 21, 2011

Painting Tips from the Pros

A successful do-it-yourself painting project takes more than the right tools and a steady hand. Follow these tips and tricks to make your walls look like they were painted by a pro.
Preparation
Take your time. That's what the professionals do. Remember that proper prepping and cleanup can take longer than the actual painting.
Use rubber-backed drop cloths to cover your floors. Old bed sheets and canvas cloths don't give complete protection.
Store all hardware from outlets and switch plates in a baggie, and label with masking tape.
When filling cracks in the baseboard with caulk, cut the tip of the tube smaller than you think it should be. Too much caulk can make a mess.
Invest in high-quality woven roller covers. The cheap ones will leave fuzz on your wall and need to be replaced more frequently.
To make a perfectly straight line with tape, invest in a tape machine.
For an extra-professional touch, smooth down drywall — no matter what shape it's in — with a drywall pole sander. If your walls are plaster, gently sand the necessary areas with a dry sanding sponge.
Don't forgo primer. A good primer will seal stains, establish an even base and ensure that the topcoat goes on smoothly.
Painting
Don't open your paint canwith a screwdriver, as it can damage the lid. Instead, use a lid opener. Many hardware stores will give these away for free when you purchase paint.
Always stir the paintwith a long wooden stick (usually available at the store for free) until all the sediment on the bottom has been mixed in.
Don't submergea brush into the paint more than one-third of the way, or you'll clog the base of the bristles, making clean up more difficult.
Apply a coat of paint to the backside of the light switch plate in the room. After it dries, jot down all the project details — date, paint brand, name, number of gallons required, number of coats applied and any other relevant information.
Clean up
Don't waste time cleaningif you're going to be painting the next day. Place rollers and brushes in Ziploc or plastic bags and store them in the fridge. Make sure you allow them to return to room temperature before reusing.
If the store didn't do this for you, dab some paint on the lid to help you identify the color later. Write the name and number of the paint on the lid with a permanent marker.
Use a screwdriver wrapped in an old t-shirt or rag to wipe the rim of the paint can clean.
To avoid damaging the lid, don't seal the can with a hammer. Use a rubber mallet instead.
Store cans upside down to create a tight seal around the lid. Because latex paints are water-based, keep them where they won't freeze.

Rain Gutters: Make Clean Up a Snap

Rain Gutters:
Make Clean Up a Snap

With leaf season right around the corner, now's a great time to make sure your rain gutters are clear of debris. While you can hire a service to do the work for you, doing the job yourself is easy and affordable with these tips:
  • Clean your gutters at least twice a year, more if your home is surrounded by trees
  • Wear heavy work gloves to protect your hands from sharp metal that may be on the gutters
  • Don't let the gutter back up with leaves since they'll eventually come loose from their mountings and destroy the gutters
Ready to clean? Follow these steps:
  1. Remove loose debris from the gutter using a small tool, such as a garden trowel, and scrub encrusted dirt with a stiff brush
  2. Power wash gutters with a hose to clear debris – just make sure you send it toward the drain outlet
  3. Make sure drainpipes are clear, if necessary use a plumber's auger to pull debris from the bottom of the drain

Down the Drain: Garbage Disposal Dos & Don'ts

Down the Drain: Garbage Disposal Dos & Don'ts

If your kitchen has a garbage disposal, you know how easy it makes mealtime clean up. But what you may not realize is that your disposal comes with some pretty important rules. Here are some of the most vital:
Do:
  • Insert food slowly. Stuffing it all into your disposal at once can cause clogs and shorten the life of your system.
  • Grind hard materials. Many people think food like chicken bones or small fruit pits are a no-no, but they can actually help clean the walls of the disposal.
  • Use cold water for at least 20 seconds. This will solidify grease so that it can be ground up. Also, make sure that all food particles are washed completely down the drain.
  • Keep it clean. One good way to eliminate drain smells is by grinding citrus fruit peels. You can also add a few drops of dish soap and let the disposal run for a few minutes.
Don't:
  • Use hot water. This will make grease liquefy and build up, which can clog the drain.
  • Grind fibrous or expandable foods. The former, like celery stalks and onionskins, can tangle up the disposal. The latter, like pasta and rice, can clog it.
  • Turn off the motor too quickly. You'll want to make sure all food particles are completely ground. Once done, continue to run the water for at least 15 seconds to flush out particles.
  • Wash coffee grounds down the drain. While they won't harm the disposal itself, they can clog pipes and drains.
  • Forget to use it. Lack of use can cause rusting and corrosion, which can lead to premature system replacement.

10 Easy Upgrades to Add Style & Value to Your Home

10 Easy Upgrades to Add Style & Value to Your Home

Sometimes, it’s the little things that make the biggest difference in the value and appeal of your home. Whether you’re trying to sell your home of just spruce up the place, here are 10 easy ways to get started.
    1. Update hardware on cabinets and drawers
    2. Replace towels and rugs in the bathroom(s)
    3. Add overhead lighting or wall sconces to brighten rooms
    4. Declutter small spaces and closets with DIY storage kits
    5. Wash or power wash the exterior of your home (especially windows)
    6. Add area rugs to throw in a hint of color
    7. Hang a mirror in small rooms to give the illusion of more space
    8. A fresh coat of paint on walls and trim brighten any room
    9. Try a fresh new color on your front door for character
    10. Mow and mulch your lawn even in the cooler months
Make a plan. Set a budget. Get started!

Tuesday, November 1, 2011

Modified Home Affordable Refinance Program (HARP)

Potential Impacts of Modified Home Affordable Refinance Program (HARP) Announced by the President: Requires borrower to be current on their loan payments and the loan must be a Fannie Make or Freddie Mac Loan. Home value is irrelevant, it does not require appraisals or extensive underwriting requirements. Loan servicing companies are currently defining the process.

Monday, October 10, 2011

Bank of America offers up to $20,000 short sale incentive to struggling homeowners

Bank of America offers up to $20,000 short sale incentive to struggling homeowners

Bank of America, the nation's largest mortgage servicer, is offering Florida homeowners up to $20,000 to short sale their homes rather than letting them linger in foreclosure.
Only homeowners whose short sales are submitted for approval to Bank of America before Nov. 30 will qualify. The homes must have no offers on them already and the closing must occur before Aug. 31, 2012.

Wednesday, August 10, 2011

Top 5 Things You Should Know to Help Sell Your Home Fast By Sharon Snyder -- The Richter Team Top 6 Things

RISMEDIA, August 8, 2011—While many markets around the country continue to experience challenges as the market makes its slow turnaround, Ann Arbor real estate is selling fast, and it’s because we follow some simple rules.
1. Curb appeal is key to selling your home
If it looks rundown from the outside, then it probably is on the inside too. Curb appeal is all about first impressions. Buyers want to feel like they could live in a home from the moment they pull up in front of it. Basic improvements such as exterior painting, cutting the grass and planting some flowers improve the look of a home from the outside tremendously.
2. Deodorize
Every home has a unique odor, especially if pets are present. Be sure to professionally clean the carpet and the furniture and replace carpets if necessary. Keep pets clean and the home free from dander. Consider taking pets and pet cages if present in the home with you when you leave for showings.
3. Really want to sell your home? Repair and repaint
A little putty and paint can make all the difference. Repair damaged dry wall, gouges in wood surfaces and paint the walls. Bright colors such as those in children’s rooms should be repainted with a neutral color. We like to repaint our Ann Arbor homes with a neutral shade that will be attractive to a wide variety of buyers.
4. Put away your personal collections
Here, the old saying that one man’s treasure is another man’s junk rings true. De-clutter your home by packing up knick-knacks, heirlooms, personal collections, and even family photos. After all, they are special only to you and your goal is to make the home presentable to the widest number of people possible. Expensive collections should be packed away as well to keep them safe.
5. No guns, drugs or valuables
If you own a gun, be sure it’s unloaded and lock it away. Don’t leave it accessible to anyone viewing your home, especially anyone with children. The same is true for prescription drugs, fine jewelry, valuable art work, money and anything else you want to keep safe.
6. Staging
Staging is the Richter Team additional advise to sellers. We work with our clients to make the property look its best. Sometimes simple changes in furniture make a great difference. Depersonalize and de-clutter to make a house look roomy, clean, warm and inviting. Investing in a coat of paint and new flooring can give you a great return - a quick contract at the higher end of the market scale.

Monday, August 1, 2011

The debt and spending debate

Honorable Senators and Congressmen,
I realize that this past several weeks you have been working hard on the debt situation for our country.  I regret to say that it seems to me that this is a chess game rather than a real attempt to solve a very serious issue for our country.
From watching the news reports, it seems to me that several things are happening:
1. Spending continues at the base line rate and it is not frozen at current levels.
2. The cuts are not cuts, but rather reduction in future increases.
3. The triggers seem to favor the Democrats, since social issues will be considered more favorably than defense.
4. The proposed plan will not prevent the reduction of our country's financial rating, as it falls short of the stated required cut (reduction in spending growth) stated by Moody.
5. The only winner in this game is Mr. Obama, as he gets a pass on dealing with the problems (spending) until a new Congress and/or President is in place.

For these reasons, and several others, I respectfully request that you vote against this plan in front of you, and negotiate a freeze in spending and a reduction of future spending of 1% across the boards.  Everybody shares in the pain.

Respectfully,
Monica Richter